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Insurance benefits

  • Last updated:2022-08-16

【Unemployment benefits】

I. Qualifications:
(I) The insured person was involuntarily separated from employment. The so-called involuntarily separation from employment prescribed in this Act refers to:
1. Separation from employment because the insured unit has closed down, relocated, suspended business, dissolved, or filed bankruptcy, or separation from employment due to one of the causes prescribed in Article 11, the proviso of Article 13, Article 14 and Article 20 of the Labor Standards Act.
2. An insured person separated from employment at the termination of his or her fixed-term contract, unable to find employment for over one month, and having been under the said contract for at least six months within the year before employment separation is regarded as having left work involuntarily and the regulations in the preceding paragraph shall apply.
(II) The insured person has accumulated at least one year of insurance enrollment within the three years before withdrawal from this insurance program.
(III) The insured person has the ability as well as willingness to work.
(IV) When failing to make job placement or vocational training arrangements within 14 days after registering for job placement at a public employment agency.

II. Duration and payment of benefits:
(I) Benefit duration:
1. Unemployment benefits shall be paid for up to six months. In the event that the applicant is 45 years old or older when separated from employment and withdrawn from this insurance program or has proof of mental or physical impairment issued by the competent authority, payment of unemployment benefits may be extended to a maximum of nine months.
2. The unemployment benefits for people reapplying within two years after receiving unemployment benefits shall be no more than half of the normal benefits.
3. The length of insurance enrollment for people having received unemployment benefits throughout the full period shall be calculated anew.
(II) Benefit payment:
1. The unemployment benefits shall be 60% of an applicant's average insured monthly salary in the six-month period right before employment separation and withdrawal from this insurance program.
2. During the period when an insured person is receiving unemployment benefits, an extra 10% of the insured person's average insured monthly salary in the six months right before employment separation and withdrawal from this insurance program shall be added as the benefits for each one of the insured person's dependents, but limited to 20% extra.

【Vocational training living allowances】

I. Qualifications: An insured person who involuntarily leaves work, registers at a Public Employment Service Institution to seek employment, and participates in full-time vocational training arranged by the Public Employment Service Institution.

II. Duration and payment of benefits:
(I) Vocational training living allowances while an insured person is receiving vocational training shall be 60% of an applicant's average insured monthly salary in the six-month period right before employment separation and withdrawal from this insurance program, and is limited to 6 months.
(II) During the period when an insured person is receiving vocational training living allowances, an extra 10% of the insured person's average insured monthly salary in the six months right before employment separation and withdrawal from this insurance program shall be added to the allowance for each one of the insured person's dependents, but limited to 20% extra.

【Early reemployment incentives】

I. Qualifications: The insured person meets the criteria for claiming unemployment benefits, finds work before the stipulated period of unemployment benefit claim expires, and has been enrolled in the employment insurance program for at least three months.
II. Duration and payment of benefits: A lump sum equal to 50% of the unemployment benefit payable to the insured person will be issued.

【Parental leave allowances】

I. Qualifications: The insured person has accumulated at least one year of insurance enrollment, has children less than three years of age, and is on parental leave without pay according to the regulation of the Gender Equality in Employment Act.

II. Duration and payment of benefits:
(I) The parental leave allowance shall be 60% of the insured person's average insured monthly salary in the six months right before the parental leave without pay takes effect. An insured person on parental leave without pay shall be given an allowance for up to six months per child.
(II) In the event that there are two or more children requiring care at the same time, the allowance prescribed in the preceding paragraph shall be granted for one child only.

※Furthermore, with effect from July 1, 2021, a parental leave wage subsidy has been granted additionally, being 20% of the average monthly insurance salary of the insured who applies for the parental leave allowance. In total, the insured will receive an allowance/subsidy equaling 80% of his/her average monthly insurance salary. This helps reduce the financial concerns of the parents when raising children.

【National Health Insurance premium subsidies for unemployed insured persons and dependants enrolled with the insured person】

 While an insured person is receiving unemployment benefits or vocational training living allowances, National Health Insurance premiums for the unemployed insured person and dependants enrolled with the insured person will be fully subsidized.

  • Source:Department of Labor Insurance
  • Publication Date:2015-04-20
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